THE FIRST OF ITS KIND COIN
QVTX is the world's first fiat-backed, instant-settlement digital asset with a native P2P network. One coin. One hundred dollars. One unified system. Redeemed to real bank money in 42 milliseconds — or sent directly to Venmo, Cash App, Zelle, PayPal, and wallets.
Traditional stablecoins settle on-chain but leave the fiat world behind. QVTX closes the final mile: burn QVTX or QUSD on-chain and receive value where you actually spend it — bank accounts, Venmo, Cash App, Zelle, PayPal, or wallets — in the same tick. No T+2. No off-ramp delays. No fractional reserve. Every transfer is tracked by a cryptographic ByteID and anchored to a real-world bank or P2P rail.
QVTX is not just another ERC-20. It runs on Q4, a native quaternary compression and consensus layer built for finance.
The operating frequency of the QVTX lattice, tuned for global financial consensus.
Guaranteed agreement threshold across every node in the network before settlement.
QVTX Press folds transaction data into a compact, auditable quaternary chain.
Every redemption mints BURN, UNLOCK, SETTLE, and COMPLETE ByteIDs that chain from root to bank.
Call the redemption contract on Chain 42000 or any supported EVM. The burn event emits a BURN ByteID.
The autonomous treasury engine selects the optimal rail — RTP, FedNow, wire, or SEPA — and unlocks the matching reserve pool.
Fiat is transmitted through the Olympic Banking System and credited to the destination account, confirmed by an ISO 20022 certificate chain.
QUSD is 100% backed by fiat held in locked reserve accounts with regulated banking partners. The pool is not lent out, rehypothecated, or used for speculative activity. Every QUSD in circulation maps 1:1 to fiat held off-chain and verified by the QVTX Oracle before any mint or redemption.
Primary US dollar reserve. Account: 4753154715 / Routing: 071921891.
US dollar wire and FedWire reserve. Used for SWIFT, RTP, and wire rails.
UAE Dirham and EUR SEPA reserve. Used for international wires and SEPA.
Segregated accounts, multi-sig banking access, daily ByteID attestation, and on-chain supply tracking make the reserve live-auditable.
Every wire generates three bank-signed certificates, exactly as the SWIFT network requires:
QVTX wraps and redeems across 28 network tokens, each holding the same $100 QVTX / $1 QUSD floor price and backed by the same treasury.
QVTX is not only a bank rail — it is also a peer-to-peer settlement network. When a bank account is not needed, the redemption engine routes value straight to wallets, Venmo, Cash App, Zelle, or PayPal using the same 42ms RTP layer.
Redeem to any Venmo handle instantly, no bank form required.
$Cashtag redemption with ByteID tracking end-to-end.
Email or phone number delivery through the Zelle rail.
Send QVTX value directly to a PayPal account.
Same-chain or cross-chain wallet credit for DeFi users.
Traditional ACH, RTP, FedNow, wire, or SEPA credit.
QUANTVESTRIX INC. is a registered FinCEN MSB and a Delaware corporation. Settlement accounts include PNC, Chase, ADCB, and Banking Circle. Every wire is logged to the OBS ledger and tracked by ByteID.
300000231198
14-227-6892
Backed by fiat deposits, verified on-chain.
$12.25B portfolio protecting the Q4 lattice, compression, and settlement rails.
The instant redemption engine is live. Connect your wallet, choose a rail, and watch QVTX settle to your bank in 42ms.